Terms of Use

1. Acceptance of Terms

By accessing or using Mybucks.online ("the Service", "we", "us", or "our"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, you must not use the Service.

2. Description of Service

MyBucks.online is a seedless, disposable, and browser-based self-custodial cryptocurrency wallet. The Service generates a private key from your password and passcode inputs using an industry-standard, verified one-way hash function (scrypt Key Derivation Function and keccak256). Your private key forms your account, allowing you to transfer, receive, and hold your crypto assets.

Additionally the service allows users to generate unique URLs that contain the necessary credentials to access a specific wallet. This feature is designed for instant activation and ownership transfer without the need for the recipient to install software or provide a wallet address.

Key Features

• Zero Footprint: The Service is entirely browser-based and operates without any server-side storage. Your private key is generated instantly from your password input; once you close or refresh your browser, no data footprint remains on our infrastructure.

• Fast and Easy: Access to your wallet requires only a password and passcode. There are no app installs, no browser extensions, and no seed phrases required. This allows for immediate wallet creation while maintaining a fully self-custodial architecture where you hold 100% control of your keys.

• 1-Click Gifting (URL Transfer): You can generate a unique "Transfer Link" to send a wallet and its contents to others. This feature encodes credentials into a URL, allowing recipients to take full ownership of the assets instantly without registration or account setup.

3. Self-Custodial Nature and User Responsibility

3.1 Self-Custodial Wallet

You acknowledge and agree that:

• You are solely responsible for the custody and security of your password, passcode, and private keys

• We do not store, have access to, or can recover your password, passcode, or private keys

• You are solely responsible for any transactions initiated from your wallet

• Loss of your password or passcode will result in permanent loss of access to your wallet and any assets contained therein

3.2 No Account Recovery

IMPORTANT: There is no account recovery mechanism. If you lose your password or passcode, you will permanently lose access to your wallet and all assets. We cannot and will not assist in recovering lost credentials.

3.3 Backup Responsibility

You are solely responsible for:

• Safely storing and backing up your password and passcode

• Maintaining the confidentiality of your credentials

• Ensuring you can access your wallet when needed

3.4 Risks of URL-Based Transfers

The Service includes a "Transfer via URL" feature that allows for 1-click gifting and wallet sharing. By using this feature, you acknowledge and agree to the following:

• Credential Exposure: You understand that this feature encodes your password and passcode directly into the URL string. This data is not encrypted and can be read or decoded by anyone who has access to the link.

• Transmission Risk: You assume all responsibility for the secure transmission of these links. We are not liable for funds lost due to link interception on third-party messaging platforms (e.g., Telegram, WhatsApp, Discord) or via email.

Browser Logs: You acknowledge that URLs containing credentials may be stored in your browser history, cache, or by your Internet Service Provider (ISP). You are responsible for clearing your local history when using this feature on shared or public devices.

4. Risks and Disclaimers

4.1 Cryptocurrency Risks

You acknowledge that:

• Cryptocurrency transactions are irreversible

• The value of cryptocurrencies is highly volatile and can result in significant losses

• Cryptocurrency markets are unregulated and may be subject to manipulation

• There is no guarantee that cryptocurrency will maintain its value or liquidity

4.2 Technical Risks

You understand and accept that:

• The Service relies on blockchain networks that may experience congestion, forks, or other technical issues

• Network fees may apply to transactions and can be significant

• Smart contract interactions carry inherent risks

• Browser-based applications may be subject to security vulnerabilities

• You are responsible for ensuring your device and browser are secure and free from malware

4.3 No Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

5. Limitation of Liability

5.1 General Limitation

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MYBUCKS.ONLINE, ITS DEVELOPERS, CONTRIBUTORS, OR AFFILIATES BE LIABLE FOR:

• ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES;

• LOSS OF PROFITS, REVENUE, DATA, OR USE;

• LOSS OF CRYPTOCURRENCY ASSETS (INCLUDING BUT NOT LIMITED TO LOSSES DUE TO VOLATILITY, NETWORK FAILURES, OR USER ERROR);

• UNAUTHORIZED ACCESS TO OR USE OF YOUR WALLET;

• ANY DAMAGES RESULTING FROM YOUR USE OR INABILITY TO USE THE SERVICE.

5.2 Intended Use ("Pocket Money" Policy)

You acknowledge that the Service is designed as a disposable, high-utility tool for low-value transactions, onboarding, and gifting ("pocket money"). It is NOT intended for the storage of high-value assets or long-term "cold" storage. If you choose to store significant value or your primary wealth within the Service, you do so at your own exclusive risk and acknowledge that the Service was not designed for such use cases.

5.3 URL-Based Loss

Specifically, MyBucks.online shall not be liable for any loss of funds resulting from the use of the "Transfer via URL" feature, including but not limited to:

• Interception of links by third parties;

• Unauthorized access to browser history or device cache;

• Accidental public sharing of a transfer link.

5.4 Sole Risk

YOU ACKNOWLEDGE THAT YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK AND THAT YOU ARE SOLELY RESPONSIBLE FOR ANY LOSSES INCURRED.

6. Prohibited Uses

You agree not to:

• Use the Service for any illegal purpose or in violation of any laws or regulations

• Use the Service to engage in money laundering, terrorist financing, or other criminal activities

• Attempt to gain unauthorized access to the Service or any related systems

• Interfere with or disrupt the Service or servers

• Use the Service in any manner that could damage, disable, or impair the Service

• Use automated systems or bots to access the Service without authorization

7. Intellectual Property

The Service is open-source software licensed under the MIT License. You may use, modify, and distribute the software in accordance with the terms of that license. However, the Mybucks.online name, logo, and branding are protected intellectual property.

8. Privacy

The Service is designed with privacy in mind:

• No registration or personal information is required

• No passwords, passcodes, or private keys are stored or transmitted to our servers. Note: When utilizing the "Transfer via URL" feature, credentials exist within the URL string to facilitate decentralized, client-side access. These credentials never touch our infrastructure but are visible to the user's local environment and any party with whom the link is shared.

• All key generation and wallet operations occur entirely in your browser

• We do not track user activities within the wallet application

• Analytics may be used on the landing page only (not within the wallet application)

9. Service Availability and Modifications

9.1 Availability

We do not guarantee that the Service will be available at all times or that it will be free from errors, interruptions, or security vulnerabilities. The Service may be unavailable due to:

• Maintenance or updates

• Technical issues

• Network problems

• Force majeure events

9.2 Modifications

We reserve the right to:

• Modify, suspend, or discontinue the Service at any time

• Update these Terms at any time

• Change the Service's features or functionality

We will make reasonable efforts to notify users of significant changes, but you are responsible for reviewing these Terms periodically.

10. Third-Party Services and Links

The Service may integrate with or link to third-party services, including:

• Blockchain networks (Ethereum, Tron, etc.)

• Blockchain explorers

• Token lists (e.g., Uniswap default token list)

• External APIs (Infura, Moralis, Trongrid)

10.1 Token Filtering

Token balances displayed in the Service are filtered based on the Uniswap default token list. This filtering mechanism helps to hide spam tokens and improve user experience by showing only verified tokens.

Important Notes:

• Not all tokens in your wallet may be displayed if they are not included in the filtering criteria

• The filtering conditions may be updated or modified at any time without prior notice

• Tokens that are filtered out are still in your wallet and accessible through other means (e.g., direct contract interaction)

• We do not guarantee that all legitimate tokens will be displayed, nor that all spam tokens will be filtered

10.2 Third-Party Service Disclaimers

We are not responsible for:

• The availability, accuracy, or reliability of third-party services

• Any losses resulting from the use of third-party services

• The content, privacy practices, or terms of third-party services

• The accuracy or completeness of token lists used for filtering

10.3 Infrastructure and Deployment

The Service is hosted using GitHub Pages and deployed via GitHub Actions. You acknowledge that:

• Service availability is subject to GitHub’s uptime and Terms of Service.

• The transparency of the deployment process allows you to verify that the live site matches the open-source repository, but we are not responsible for any failures or security breaches originating from the GitHub platform itself.

11. Compliance and Legal Requirements

You are solely responsible for:

• Complying with all applicable laws and regulations in your jurisdiction

• Determining whether your use of the Service is legal in your jurisdiction

• Paying any taxes that may be due on transactions or holdings

• Complying with anti-money laundering (AML) and know-your-customer (KYC) requirements if applicable

12. Indemnification

You agree to indemnify, defend, and hold harmless Mybucks.online, its developers, contributors, and affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the Service

• Your violation of these Terms

• Your violation of any law or regulation

• Your infringement of any rights of another party

13. Service Discontinuation

13.1 Service Availability

Since the Service is a self-custodial, browser-based application with no user accounts or registration system, we cannot terminate or suspend individual user access. However, we reserve the right to:

• Discontinue hosting the Service on our public domain at any time

• Modify or remove the Service from public availability

• Stop maintaining or updating the Service

13.2 Your Right to Discontinue Use

You may stop using the Service at any time. Since the Service operates entirely in your browser and does not store any data, simply closing your browser or not accessing the website constitutes discontinuing use.

13.3 Open Source Nature

The Service is open-source software licensed under the MIT License. If the public service is discontinued, you may continue to use the software by hosting it yourself or using community-maintained versions, subject to the MIT License terms.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with applicable laws. Any disputes arising from or relating to these Terms or the Service shall be resolved through appropriate legal channels.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms constitute the entire agreement between you and Mybucks.online regarding the use of the Service and supersede all prior agreements and understandings.

17. Contact Information

If you have any questions about these Terms, please contact us through:

• Email: [email protected]

18. Acknowledgment

BY USING THE SERVICE, YOU ACKNOWLEDGE THAT:

• YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS

• YOU UNDERSTAND THE RISKS ASSOCIATED WITH CRYPTOCURRENCY AND SELF-CUSTODIAL WALLETS

• YOU ARE SOLELY RESPONSIBLE FOR THE SECURITY OF YOUR CREDENTIALS AND ASSETS

• YOU WILL NOT HOLD MYBUCKS.ONLINE LIABLE FOR ANY LOSSES RESULTING FROM YOUR USE OF THE SERVICE

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IMPORTANT REMINDER: This is a self-custodial wallet. You are solely responsible for your password, passcode, and private keys. We cannot recover your wallet if you lose your credentials. Use the Service at your own risk.