> For the complete documentation index, see [llms.txt](https://docs.mybucks.online/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.mybucks.online/p2p.gifts/terms-of-use.md).

# Terms of Use

**Last updated:** June 2026

#### 1. Acceptance of Terms

By accessing or using **p2p.gifts** at <https://p2p.gifts> ("the Service", "we", "us", or "our"), you agree to these Terms of Use ("Terms"). If you do not agree, you must not use the Service.

p2p.gifts is part of the [mybucks.online](https://mybucks.online) project. Claiming funds from a gifting link is handled by [app.mybucks.online](https://app.mybucks.online), which is governed by the [Mybucks.online Terms of Use](/more/terms-of-use.md).

#### 2. Description of Service

p2p.gifts is a browser-only **P2P crypto gifting wizard** built on the mybucks.online **digital cash envelope** (**seedless, disposable wallet** framework), tailored for a simple create → fund → share flow.

The Service lets you:

* Generate a one-time wallet from a passphrase and PIN (client-side only)
* Choose a supported EVM network and fund the wallet address
* Design a branded gift card (classic themes or custom background)
* Download a PNG and/or copy a **gifting link** for the recipient

Recipients claim funds on **app.mybucks.online** by scanning the QR code or opening the gifting link. p2p.gifts does not execute claims or hold user accounts.

The Service is for **micro-gifting and onboarding**, not fortress-wallet daily use, dApp interaction, DeFi, or long-term storage of high-value assets.

#### 3. Browser-Only Session — Save Before You Close

During a gifting session, your passphrase, PIN, and derived wallet data exist **only in your open browser tab**. The Service does not send credentials to our servers and does not persist them in local storage.

**IMPORTANT**: If you close or refresh the page before downloading the gift card or copying the gifting link, your credentials may be **lost permanently**. There is no recovery.

You are solely responsible for saving the gift card image and/or gifting link before ending your session.

**3.1 Credentials — use auto-generated values**

When you start the create-wallet step, the Service **auto-fills** a random passphrase and PIN designed to meet strength requirements. You may edit these fields or use the **refresh** control beside each field to generate new random values.

**We strongly encourage you to keep the auto-generated credentials** (or refresh until you are satisfied) rather than substituting personal passwords, short PINs, or memorable phrases. Gift wallets are **one-time and unguarded** — weak credentials are easier to guess or attack.

If you choose custom credentials, they must still meet the on-screen strength requirements before you can continue.

#### 4. Gift Cards and Gifting Links

**4.1 Gift cards**

Gift cards may include a QR code, optional gift note, and branding. Anyone who possesses the gift card image or QR code may be able to access the associated gifting link or wallet credentials.

Do not post gift cards publicly unless you intend for anyone to claim the funds.

**4.2 Gifting links**

Gifting links encode wallet access for [app.mybucks.online](https://app.mybucks.online) using the [@mybucks.online/core](https://www.npmjs.com/package/@mybucks.online/core) token format. By creating or sharing a link, you acknowledge that:

* Anyone with the link may be able to access the gift wallet
* Links should be shared through private, trusted channels
* You should use **strong, random, auto-generated** passphrase and PIN values (or refresh to new ones)—not passwords reused from email, banking, or your primary crypto wallet

See Transfer via URL and p2p.gifts FAQ — Safety.

**4.3 Custom content**

If you upload a custom background image or enter a gift note, you represent that you have the right to use that content and that it does not violate applicable law or third-party rights.

#### 5. Self-Custody and User Responsibility

You acknowledge that:

* You are solely responsible for your passphrase, PIN, and gift wallet
* You should prefer **auto-generated** passphrase and PIN values over weak or reused personal passwords
* We do not store, access, or recover credentials
* You choose the network and assets you send to the gift address
* You should include native tokens for gas when gifting ERC-20 tokens so the receiver can claim
* Gift wallets are **unguarded**—the first person to use the link or QR may claim the funds

There is **no account recovery**. Lost credentials mean permanent loss of access to the gift wallet.

#### 6. Risks and Disclaimers

A consolidated summary is in [p2p.gifts Disclaimers](/p2p.gifts/disclaimers.md). Project-wide warnings are in [Disclaimers](/more/disclaimers.md). You acknowledge:

A summary of project-wide disclaimers is in Disclaimers. You acknowledge:

* Cryptocurrency transactions are irreversible and prices are volatile
* Blockchain networks may be congested or unavailable; fees vary
* Browser-based tools carry device, malware, and phishing risks
* Supported networks and features may change without notice

THE SERVICE IS PROVIDED **"AS IS"** AND **"AS AVAILABLE"** WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

#### 7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, P2P.GIFTS, MYBUCKS.ONLINE, AND THEIR DEVELOPERS, CONTRIBUTORS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY LOSS OF CRYPTOCURRENCY OR OTHER DAMAGES ARISING FROM:

* Closing the browser before saving the gift card or link
* Sharing gift cards or links insecurely or publicly
* Interception by third parties on messaging or social platforms
* User error (wrong network, wrong address, insufficient gas)
* Third-party hosting, analytics, or claim-app availability

The Service is intended for **low-value micro-gifts** ("pocket money"). Use of large amounts is at your sole risk.

#### 8. Prohibited Uses

You agree not to use the Service for illegal activity, money laundering, terrorist financing, fraud, or any purpose that violates applicable law. You agree not to attempt to disrupt, scrape, or abuse the Service.

#### 9. Intellectual Property

The Service is open-source software under the [MIT License](/p2p.gifts/license.md). The **p2p.gifts** and **mybucks.online** names, logos, and branding are protected. Gift card designs and default themes are provided for personal gifting use.

#### 10. Privacy

Our privacy practices are described in the [p2p.gifts Privacy Policy](/p2p.gifts/privacy-policy.md). In summary:

* No registration or personal information is required to use the wizard.
* Passphrases, PINs, and private keys are **not** stored on our servers during gifting.
* The Service may use **privacy-focused page analytics** (Umami) in production for aggregated visit counts only—not for in-session wallet activity or credentials.
* Google Fonts may be loaded for typography.

Claiming on app.mybucks.online is covered by the [Mybucks.online Privacy Policy](/more/privacy-policy.md).

#### 11. Third-Party Services

The Service may link to or depend on:

* **app.mybucks.online** — claiming gifted funds
* **Blockchain networks and explorers** — funding addresses
* **GitHub Pages** — hosting
* **Google Fonts** — typography

We are not responsible for third-party availability, accuracy, or practices. Token display when claiming follows rules on the claim app (e.g. Uniswap default token list filtering).

#### 12. Service Changes and Open Source

We may modify, suspend, or discontinue p2p.gifts at any time. The source code is available on [GitHub](https://github.com/mybucks-online/p2p.gifts); you may self-host subject to the [MIT License](/p2p.gifts/license.md).

#### 13. Governing Law, Contact, and Entire Agreement

These Terms are governed by applicable law. Questions: <contact@mybucks.online>.

These Terms, together with the linked mybucks.online documents where referenced, constitute the agreement between you and us regarding **p2p.gifts**. They supersede prior understandings for this Service.

#### 14. Acknowledgment

BY USING P2P.GIFTS, YOU ACKNOWLEDGE THAT:

* YOU HAVE READ AND AGREE TO THESE TERMS;
* YOU WILL SAVE THE GIFT CARD OR LINK BEFORE CLOSING YOUR BROWSER;
* YOU UNDERSTAND GIFT WALLETS ARE FOR MICRO-GIFTING AND ARE NOT A FORTRESS WALLET OR LONG-TERM VAULT;
* YOU USE THE SERVICE AT YOUR OWN RISK.

***

**IMPORTANT REMINDER**: p2p.gifts is a **P2P crypto gifting wizard**—create, fund, share, and move on. Save your gift card or link before closing the tab. Share privately. We cannot recover lost credentials.
